Loan and Mortgage Insurance

Cost-effective, lender-compliant alternatives to bank-led insurance for international borrowers.

Better Cover. Better Price. No Compromises.

Securing a French mortgage usually requires loan insurance. However, the one-size-fits-all policies offered by high-street banks are often poorly suited — and overpriced — for the international community.

France Protect bridges this gap. As independent brokers, we provide high-quality, cost-effective alternatives to bank-led insurance. We don’t just save you money; we ensure your coverage meets the strict legal standards of French lenders while respecting your unique global profile.

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Save Up to 50%

Independent alternatives typically cost significantly less than your bank's group policy.

French Lender Compliant

Every policy meets the strict equivalence standards required by French law (Loi Lemoine).

Switch Anytime

Under Loi Lemoine, you can change your loan insurance at any point -- we handle the entire process.

Multilingual Support

Clear communication in English and French, from quote through to claims.

We Specialise in Hard-to-Place Risks

Our deep domain expertise allows us to secure coverage where others cannot. We provide tailored solutions for profiles that mainstream insurers often decline.

Non-Residents & Expats

Tailored policies for those living outside France with French mortgage commitments.

High-Value Policies

Competitive cover for substantial loan amounts that mainstream insurers shy away from.

Professional Athletes

Specialist underwriting for high-risk professional sports careers.

Complex Medical Histories

Expert placement for chronic conditions, cancer remission and other medical complexities.

Why our loan insurance is different

Underwrite individuals regardless of country of residence
Without or with limited medical exams
Meeting all lender expectations and requirements
Open to new and existing policyholders
Often cheaper than the bank's own block policy

Why France Protect?

We help clients where traditional banks cannot -- delivering compliant, competitively priced loan insurance for international profiles.

20+
Years of Expertise
500+
Clients Worldwide
8+
Insurer Partners
4.9
Google Rating

Our Panel of Trusted Insurers

Allianz

Ready to Save on Your Loan Insurance?

Get a personalised quote within 24 hours. No obligation, no jargon -- just clear, expert advice.

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