Personal and Income Protection

Bridging the gap between French state benefits and the lifestyle you've built.

Protect What You've Worked For

For those living and working in France, navigating the gap between state benefits and actual living costs is essential. Despite France’s generous welfare system, statutory cover often falls short for high earners and the self-employed.

Our protection suite is designed to bridge this gap — ensuring your income, your health, and your family’s future are fully safeguarded.

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Salary & Income Replacement

Replace lost earnings if illness or injury prevents you from working.

Critical Illness Cover

Lump-sum payment on diagnosis of a serious illness such as cancer or stroke.

Self-Employed Specialised Cover

Tailored income protection for freelancers, consultants and business owners.

Inheritance Tax (IHT) Solutions

Planning strategies to minimise inheritance tax liability on French assets.

Who Is This For?

Whether you're employed, self-employed, or planning your estate, our protection solutions are designed for international professionals building a life in France.

High Earners

Supplement statutory benefits that cap well below your actual income.

Self-Employed

Madelin-compliant contracts with full tax deductibility for freelancers.

Families

Comprehensive critical illness and life cover to protect your loved ones.

Estate Planners

Strategic IHT solutions to ease the financial burden of French succession tax.

Why France Protect?

We source protection solutions that work across borders, giving international clients the same financial security available to French residents.

20+
Years of Expertise
500+
Clients Worldwide
8+
Insurer Partners
4.9
Google Rating

Our Panel of Trusted Insurers

Allianz

Secure Your Income and Your Future

Speak to one of our specialists for a personalised protection review -- no obligation, no jargon.

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