Cost-effective, lender-compliant alternatives to bank-led insurance for international borrowers.
Securing a French mortgage usually requires loan insurance. However, the one-size-fits-all policies offered by high-street banks are often poorly suited — and overpriced — for the international community.
France Protect bridges this gap. As independent brokers, we provide high-quality, cost-effective alternatives to bank-led insurance. We don’t just save you money; we ensure your coverage meets the strict legal standards of French lenders while respecting your unique global profile.
Independent alternatives typically cost significantly less than your bank's group policy.
Every policy meets the strict equivalence standards required by French law (Loi Lemoine).
Under Loi Lemoine, you can change your loan insurance at any point -- we handle the entire process.
Clear communication in English and French, from quote through to claims.
Our deep domain expertise allows us to secure coverage where others cannot. We provide tailored solutions for profiles that mainstream insurers often decline.
Tailored policies for those living outside France with French mortgage commitments.
Competitive cover for substantial loan amounts that mainstream insurers shy away from.
Specialist underwriting for high-risk professional sports careers.
Expert placement for chronic conditions, cancer remission and other medical complexities.
We help clients where traditional banks cannot -- delivering compliant, competitively priced loan insurance for international profiles.
Our Panel of Trusted Insurers
Get a personalised quote within 24 hours. No obligation, no jargon -- just clear, expert advice.